CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Commercial banks are important financial intermediaries serving the general public in any society. In most cases, commercial banks hold more assets than any other financial institution. In some case seven more than central bank. Apart from their many functions, commercial banks facilitate growth and development. Banks lends…
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Solid wastes comprise all the wastes arising from human and animal activities that are normally solid, discarded as useless or unwanted. Also included are by- products of process lines or materials that may be required by law to be disposed of (Okecha 2000). Solid waste can be…
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Abandoned projects and construction failure including building and other civil engineering infrastructure development project like houses, churches, schools, roads, bridges, dams, tunnels, air port, sea port etc. litter the whole Nigeria. Osemenan (1987) reported that Nigeria has become the “world’s junk-yard of abandoned and failed projects worth…
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Commercial real estate investment, like life itself, comes with its own associated risks and these risks are events that could bring harm or loss to an investment. A risk is that probable event that could lead to depreciation of the value of property or outright loss of…
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Researchers in building sector have indicated that between 50 to 60 per cent of the total construction input goes into building materials. As a result, there is an urgent need to address the high cost of these products which is said to have slowed down the growth…
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Housing has been universally recognized as one of the most essential necessities of human life and is a major economic asset in every nation. Adequate housing provides the foundation for stable communities and social inclusion (Oladapo, 2006). Gilbertson et al. (2008) have observed that there is a…
ABSTRACT Inadequate hostel for students in Universities has been of great concern to Government and the University authorities. The Government has been trying to involve the private sector in the provision of hostel through Build Operate Transfer scheme since 2004. Challenges have been faced in implementing the scheme. The aim of the study was to investigate…
Abstract Timber is a construction material with unparalleled environmental credential. Howbeit, limitations of span and cross- sectional dimension, strength reducing defects and anisotropy limits its engineering application. Mechanical methods of jointing to address the earlier challenge has introduced serious wood fiber failure and increased the embodied energy in timber as a green material. However, developed societies…
ABSTRACT Training of construction craftsmen in the Nigeria construction industry which should have enhanced productivity and competitiveness has suffered a lot. This study assessed craft skills training needs in the North-western Nigeria. The objectives of the study included identifying general and specific craft skill training need, extent of the need, militating factors against craft skill…
ABSTRACT The large number of farmers, especially the rural farmers, make use of NPK fertilizer for farming. These farmers lack adequate storage facilities for storing farm products. This study is aimed at determining the compressive strength of soil cement blocks (SCB) in contact with NPK fertilizer with a view to study the chemical reaction and ascertaining…